I moved two years ago to support my newborn after finding out my girlfriend was pregnant. I left behind my old car and my family put it in my brothers name so I’ve been stuck without a vehicle. I’ve been working at my current job for 6 months and management said it is possible to pay any debts or loans by having it taken out of my checks. I don’t plan on leaving the company at all and plan on living up here. I’ve tried for an auto loan but was denied because of my bank balance (after fixing my fiancee’s car and her mother’s truck because they were out of work and were on HUD). Is it possible to get an auto loan in this manner? At work, management said they’d need the necessary paperwork to have it directly taken out, but I’m not quite sure if dealerships would allow such payments- since its not directly through a bank. Is this method even possible?

Can I refinance a current auto loan into an auto equity loan? My primary motivation for wanting an auto equity loan is so I can deduct the interests from the auto loan against my income. Serious answers only, please.

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I went through a dearlership to purchase a new vehicle a year ago. They go thru a certain bank to finace the loan. What I would like to do is take the auto loan from bank “A” and transfer the auto loan to my own personal bank “B” where I bank at. Can I do that without any problems?
I still have like 2 1\2 years to go on the loan yet to pay it off.

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